Initiate Transfer API
Send money to mobile money or bank accounts.
# Initiate Transfer API
Send money to a Mobile Money or Bank Account instantly.
## Endpoint
- **Method**: POST
- **URL**: https://api.moolre.com/open/transact/transfer
## Headers
| Header | Type | Required | Description |
| :--- | :--- | :--- | :--- |
| X-API-USER | string | Yes | Your Moolre username. |
| X-API-KEY | string | Yes | Your API Key (Private Key only). |
## Request Body
| Parameter | Type | Required | Description |
| :--- | :--- | :--- | :--- |
| type | integer | Yes | Must be 1. |
| channel | string | Yes | 1=MTN, 6=Telecel, 7=AT, 2=Instant Bank Transfer. |
| currency | string | Yes | Currency code: GHS (Ghana Cedis) or NGN (Nigerian Naira). |
| amount | string | Yes | Amount to transfer. Must be greater than 0. |
| receiver | string | Yes | Recipient mobile number (begin with 0) or bank account number. |
| sublistid | string | No | Required when channel is 2 (Instant Bank Transfer). Use the bank code returned by Get banks. |
| externalref | string | Yes | Unique reference for the transfer. |
| reference | string | No | Optional message/reference. |
| accountnumber | string | Yes | Your Moolre Account Number. |
## Response (200 Success)
Transfer request received.
```json
{
"status": "1",
"code": "OBGH01",
"message": [
"Pay out Successful",
"Click close to view transactions."
],
"data": {
"txstatus": 1,
"receiver": "0246798993",
"transactionid": "32759150",
"externalref": "28171451",
"thirdpartyref": "901733241086",
"receivername": "YUSIF YA-ADZAGEY",
"amount": "1",
"amountfee": "1.01",
"networkfee": "0.00",
"fee": "0.01"
},
"go": null
}
```